(312) 321-1111 FREE CONSULTATION!
Curcio Casciato Logo
(312) 321-1111 FREE CONSULTATION!

CHICAGO BOAT ACCIDENT LAWYER

PRACTICE AREAS

The Chicago boat accident lawyer team at Curcio & Casciato has extensive experience handling boating accident claims on behalf of those sustaining severe boat accident injuries or families of victims killed on Lake Michigan, the Chicago River, and in harbors like Burnham, Montrose, Belmont, Diversey, and 31st Street. Whether you suffered serious injuries in a jet ski crash, were struck by a speeding watercraft, or were involved in a collision with another boat near Navy Pier or during a Chicago River tour, our Chicago boat accident attorneys know how to maximize settlements under both Illinois and maritime law.

We handle boating accident claims on a contingency fee basis and offer free initial consultations, so clients don’t owe legal fees unless we win their boating accident case. Call 312-321-1111 or use our online contact form to speak with a Chicago boating accident lawyer today.

Chicago Boat Accident Lawyer

Major Chicago Waterways Where Boat Accidents Occur

Lake Michigan Boating Accident

Our Lake Michigan accident lawyers represent individuals injured in serious incidents involving jet skis, watercraft collisions, and drownings along the shoreline. From Navy Pier and Chicago Harbor to Montrose Harbor, Belmont Harbor, Diversey Harbor, Burnham Harbor, and 31st Street Harbor, these high-traffic areas see frequent crashes with other boats, especially during peak season. Our Chicago boating accident attorneys assist with filing insurance claims for negligence in operating a boat, rental liability, and harbor safety failures, helping victims pursue compensation for injuries sustained or families seek damages for boating accident fatalities on Lake Michican.

Our Chicago River boat accident lawyers represent clients hurt from collisions with other boats, falls, and other boating accident cases along the North Branch, South Branch, and the main stem near the Chicago Riverwalk. We handle cases involving architecture tour boat accidents, commercial traffic, and recreational watercraft, seeking damages for serious cases caused by overcrowding, wake impact, negligent or inexperienced operators, or unsafe boarding conditions.

Our Calumet River accident lawyers handle cases involving recreational and commercial vessel incidents. We can negotiate fair settlements for injuries caused by collisions with other boats, wake damage, or negligent operation of fishing boats, jet skis, and other watercraft.

Our Des Plaines River accident lawyers represent individuals harmed in boating accidents involving canoes, kayaks, or motorized vessels on fast-moving or debris-filled sections of the river. We secure settlements for injuries caused by collisions, capsizing, or unsafe navigation.

Our Busse Lake accident lawyers handle claims involving boating incidents at the Ned Brown Preserve, including kayak, canoe, and fishing boat accidents. We can recover damages for those injured due to capsizing, submerged hazards, or negligent operation.

Our Wolf Lake accident lawyers represent individuals injured in boating incidents involving jet skis, fishing boats, or recreational watercraft. We seek damages for injuries caused by collisions, capsizing, or operator negligence.

Our Skokie Lagoons accident lawyers handle injury claims involving capsizing, submerged hazards, and negligent boating in the narrow, shallow waters of the lagoons. The boat accident attorneys from our team pursue compensation for injuries caused by unsafe conditions or reckless operation of canoes, kayaks, and small motorboats.

Common Cases Our Chicago Boat Accident Attorneys Handle

Personal Watercraft and Recreational Boating Accidents

Our Chicago boating accident attorneys handle personal injury claims involving jet skis, PWCs, and high-speed recreational vessels. We represent individuals hurt in speedboat, motorboat, sailboat, or fishing boat accidents caused by negligent boat operators, mechanical issues, or other hazards.

Commercial vessel accidents often involve charter boats, water taxis, tour boats, ferries, and popular Chicago boat tours operating on Lake Michigan and the Chicago River. These may result from mechanical failure, operator error, overcrowding, or poor weather conditions. Maritime rules typically govern these cases, especially when they involve paying passengers or operate in navigable waters. Consult an experienced boating accident lawyer in Chicago for legal assistance.

The Chicago marina injury lawyers handle lawsuits involving slip and falls, dock collapses, and injuries sustained while boarding or disembarking at high-traffic marinas such as Burnham Harbor, DuSable Harbor, 31st Street Harbor, and Jackson Park Harbor. Our Chicago boat accident attorneys also represent individuals harmed in fuel dock explosions caused by improper procedures or neglected safety protocols, holding responsible parties accountable for preventable marina hazards.

Even with proper supervision and life jackets, children can suffer traumatic injuries or die, especially in crowded areas or high-traffic harbors. Boat propeller injuries and falls overboard remain leading causes of severe injuries, often happening despite parents being safe. Our boat accident attorney team provides legal help for children’s injuries in Chicago.

chicago boat accident attorney

Common Boat Accident Injuries in Chicago

Traumatic Brain Injuries from Boating Collisions or Ejections

Traumatic brain injuries (TBIs) can result from sudden impacts or being ejected from the vessel, causing significant brain damage that may lead to long-term cognitive and physical impairments. Immediate medical attention and contacting a boating accident attorney are crucial for brain injury claims in Chicago.

Boat accidents can cause severe organ damage and spinal injuries in Chicago due to the high-impact forces and sudden jolts. These injuries often happen when the vessel hits submerged objects. Legal guidance is essential for victims to protect their rights in spinal cord injury or organ damage claims in Chicago.

Boat accidents often result in broken bones. These injuries can range from minor fractures to severe breaks requiring surgery and extensive rehabilitation. Victims of such injuries should consult with an experienced Chicago boat accident lawyer to protect their rights and seek appropriate compensation for broken bones caused by negligence in Chicago.

Drowning and near-drowning incidents are among the most serious and potentially fatal outcomes of boating accidents. These events often result from passengers falling overboard or being trapped underwater due to capsizing or collisions. Near-drowning survivors may suffer from severe injuries such as brain damage, respiratory complications, and permanent disability. Wearing life jackets and following proper safety instructions are critical measures to prevent these tragic accidents and protect boaters on waterways. If a loved one drowned, contact a boating accident attorney for assistance with filing a drowning lawsuit in Chicago.

Severe cuts and lacerations are common injuries in boating accidents, caused by sharp objects. However, one of the most traumatic injuries involves contact with boat propellers, which can cause life-threatening lacerations. Emergency care is essential to prevent infection or death. Victims of boat propeller injuries should contact a Chicago boat accident lawyer immediately to ensure they pursue the maximum compensation for medical expenses, pain and suffering, and other damages.

Open-air carbon monoxide poisoning is a serious and often overlooked danger during boating. Prolonged exposure to carbon monoxide can lead to unconsciousness or death. Boaters should always ensure proper ventilation, maintain their engines, and install carbon monoxide detectors to avoid liability. If you were exposed, contact a boating accident attorney for skilled toxic exposure assistance.

Chicago Boat Accident Statistics and Trends

Common Causes of Boating Accidents: Illinois Department of Natural Resources Accident Data

The most common causes include:

  • Operator inexperience and inattention: 62%
  • Alcohol and drug use: 15% (17% for fatalities)
  • Excessive speed and recklessness: 23%
  • Equipment failure and negligent maintenance: 10-12%
  • Cold water immersion and hazardous conditions: 10%

Most events occurred on clear, calm summer weekends, with operators aged 20–40, often experienced but untrained.

Lake Michigan Fatality Statistics

According to the most recent drowning and fatality statistics, there were:

chicago boating accident lawyer

Legal Rights After a Chicago Boat Accident

Illinois Maritime Law and Boat Accidents

Illinois maritime law applies to incidents on navigable waters like Lake Michigan and Chicago harbors, where federal rules may govern fault and compensation. It affects claims involving dock collisions, boarding injuries, and fuel dock explosions, especially with commercial or interstate activity.

Illinois boating laws require anyone operating a boat or motorized vessel to complete a safety course if born after January 1, 1998. On Lake Michigan and Chicago harbors, both state law and Coast Guard rules apply, requiring life jackets, distress signals, fire extinguishers, and compliance with vessel limits.

Federal admiralty law controls how claims are filed, which court has jurisdiction, and what damages can be recovered when an incident occurs on navigable waters. It allows personal injury or wrongful death claims under federal rules, even in state court. It also limits the boat owner’s liability in certain cases, allows lawsuits against vessels themselves (in rem), and includes special rules for salvage, maritime liens, and maintenance and cure for injured crew. When admiralty rules apply, they override conflicting state negligence laws and follow a separate legal process.

The statute of limitations depends on where the event occurred and what it involves:

  • Personal injury: two years (child’s 20th birthday for minors)
  • Property damage: five years
  • Federal maritime law cases: three years (Lake Michigan, Chicago River, Burnham Harbor, DuSable Harbor, 31st Street Harbor, and Jackson Park Harbor)
  • Jones Act (crew members on commercial vessels in navigatable waters): three years

Key Rule: Tolling for minors applies only to Illinois cases. If the case falls under federal maritime laws, the child gets no extended deadline. Determining jurisdiction is critical.

Under Illinois comparative negligence laws, those with various injuries can recover damages only if they were less than 51% at fault. If they are found partially responsible, their compensation is reduced by their percentage of blame. This applies to events governed by Illinois law. For those under federal maritime jurisdiction, pure comparative fault applies.

Liability in Chicago Boat Accident Cases

Boat Owner Liability and Responsibility

Boat owners are required to ensure their vessels are properly maintained and operated safely. Failure to conduct regular boat maintenance or to provide a boating license to operators can result in the owner being held responsible for harm caused by the boat or other watercraft under their control. In cases involving the negligence of others, such as intoxicated operators or reckless driving, boat owners may still be responsible if they fail to take proper safety precautions. Discussing the case with an experienced Chicago boat accident lawyer can help victims navigate the complexities.

Boat operator negligence is one of the most common causes of boat accidents. Operator inattention, operator inexperience, excessive speed, not paying attention or maintaining a proper lookout, and violating navigation rules can all lead to highly dangerous situations on the water. Operating a boat under the influence of alcohol or drugs significantly increases the risk of accidents with fatal consequences. Illinois law imposes a legal obligation on boat operators to exercise care and follow boating safety regulations. When an accident results from an inexperienced operator, improper lookout, operator inattention, or operating a boat that’s not properly maintained, those injured are eligible to recover compensation for medical expenses, lost income, and other damages. Consulting an experienced Chicago boat accident lawyer promptly is crucial for conducting thorough investigations, filing insurance claims, and protecting your rights in the aftermath.

In many boating accidents, multiple parties may share responsibility. Third parties such as boat manufacturers, rental companies, or maintenance providers can be held liable if their negligence contributed to the accident. For example, defective equipment, negligent maintenance, or failure to provide proper safety equipment can result in serious injuries. An experienced Chicago boating accident lawyer can help identify all liable parties and ensure the injured party receives full compensation for their losses.

Defective boat equipment can significantly contribute to various injuries. Manufacturers, distributors, and sellers can be held liable for damages if the boat or its parts contain dangerous defects or were improperly designed or maintained. Victims may have a product liability claim in addition to a common law negligence claim against the person responsible for operating or maintaining the boat. An experienced Chicago boat accident lawyer can help determine all liable parties and pursue full compensation for harm caused by dangerous defects. Contact our law firm for skilled product liability claims assistance in Chicago.

When boating accidents occur, passengers have the right to seek compensation if they are injured due to another party’s negligence. This can include intoxicated operators, operator inattention, or failure to observe proper safety protocols. It is important for passengers to speak with a knowledgeable Chicago boat accident lawyer to ensure they receive the justice and compensation they deserve.

chicago boating accident lawyers

Chicago Boat Insurance Claims and Coverage

Boat Insurance Requirements in Illinois: State laws don’t require liability insurance for private recreational boats. However, if the vessel is financed, most lenders require hull and liability coverage. Commercial vessels or charter operations may be subject to federal or state insurance requirements, including protection and indemnity (P&I) or Jones Act coverage, depending on use.

Homeowner’s Insurance and Boat Accidents: Most homeowner’s insurance typically provides minimal coverage for small boats (vessels under 25 horsepower or sailboats under 26 feet). Liability for on-water accidents is typically not covered. A standalone insurance policy is necessary for comprehensive protection.

Uninsured/Underinsured Motorist Coverage: Uninsured/underinsured boater coverage is not included by default. It covers injury-related expenses if another uninsured/underinsured boat operator is at fault. Illinois law does not require this, but given the number of uninsured boaters, it is a critical form of risk management. This coverage can pay for medical bills, lost wages, and other injury-related damages.

Compensation for Chicago Boat Accident Victims

Victims of boating accidents may be entitled to various forms of monetary compensation, including:

  • Medical expenses for medical attention and rehabilitation
  • Lost wages
  • Pain and suffering caused by physical and emotional distress
  • Property damage to boats and personal belongings
  • Wrongful death claims for families of deceased victims
  • Compensation for long-term disability or disfigurement

An experienced Chicago boat accident lawyer can help you navigate the claims process and maximize your monetary compensation.

What To Do After A Boating Accident in Chicago

  • Ensure the safety of all boat passengers and yourself; move to a safe location if possible.
  • Provide first aid and seek immediate medical attention even if there are no visible injuries.
  • Call 911 or emergency services to report the accident and request assistance.
  • Collect contact and insurance information from all parties involved. Be sure to exchange contact information with other boaters and witnesses.
  • Take photographs and videos of the accident scene, visible injuries, property damage, and any other relevant evidence.
  • Avoid admitting fault or discussing details of the accident with insurers or other parties at the scene.
  • File an official report with the Illinois Department of Natural Resources and other relevant authorities if required by law.
  • Notify your insurance company promptly, but provide only necessary information.
  • Consult with an experienced boating accident lawyer in Chicago to protect your rights and help you recover compensation.
  • Follow all proper safety precautions and instructions given by your boating accident attorney during the claims process.
chicago lake accident lawyer

Why Choose A Chicago Boating Accident Attorney From Curcio & Casciato

Choosing a Chicago boating accident attorney from Curcio & Casciato means working with a law firm that combines decades of trial expertise with a deep knowledge of Illinois personal injury law. We’re known for handling complex personal injury cases with precision, including those involving watercraft accidents, marina negligence, and recreational boating injuries. We thoroughly investigate each incident, consult with marine safety experts, and aggressively pursue maximum compensation for medical bills, lost wages, and long-term impact. With a proven record of success and direct client support, Curcio & Casciato stands out as the firm injured boaters trust when serious injuries occur.

FAQs About Chicago Boat Accidents

Can I Sue For a Boating Accident Injury As a Passenger?

Yes, passengers injured in a boating accident caused by another party’s negligence can file a personal injury lawsuit to seek compensation for their injuries.

The legal requirements for filing a personal injury claim after a boating accident in Illinois typically include proving negligence by the at-fault party, filing the claim within the state’s statute of limitations, and demonstrating that the accident caused your injuries and damages.

To find the best boating accident attorney, look for a law firm with expertise in boating accident cases, a strong track record of successful settlements or verdicts, and positive client reviews, such as Curcio & Casciato.

chicago boat injury attorneys

Contact A Chicago Boating Accident Lawyer For a Free Consultation

If you were injured in a boating accident on Lake Michigan, the Chicago River, or any of the city’s harbors, the Chicago boat accident lawyers from Curcio & Casciato are prepared to fight for the full compensation you deserve. Our legal team has the experience, resources, and trial skills to handle complex watercraft injury claims involving jet skis, tour boats, ferries, and recreational vessels. We operate on a contingency fee basis, so you won’t pay unless we recover for you. Call 312-321-1111 for a free initial consultation.