Americans suffer approximately 3 million non-fatal injuries every year according to the AAST. Catastrophic injuries aren’t common, but when they do occur, they can be extremely expensive to treat. Additionally, those who suffer severe injuries like this will have little chance of returning to a normal life. If you or a loved one is suffering from life-altering injuries, a catastrophic injury attorney at Curcio Law Offices wants to make sure you receive the compensation you deserve.
Injuries such as traumatic brain injury, quadriplegia, paraplegia, amputations, or severe burns can have a life-changing impact on a person and their family. Our attorneys understand that individuals and families are often overwhelmed by the circumstances created by catastrophic personal injuries.
Curcio Law Offices has been handling catastrophic personal injury cases in and around Chicago for more than 50 years. Call us today at 312-321-1111 for a free consultation.
What is a Catastrophic Injury?
A catastrophic injury is an injury so serious that it will leave long-term effects and permanent damage to the injured person. As a result, victims of catastrophic injuries will often require around-the-clock care for the rest of their lives. Catastrophic injuries also tend to be life-threatening or life-altering, making the recovery process long and arduous.
Types of Catastrophic Injuries
Catastrophic injuries are generally put into three categories: physical injuries, spinal cord injuries, and cognitive injuries.
Physical injuries include broken bones, burns, amputations, or any soft tissue damage.
Spinal cord injuries involve damage to the spine which can result in permanent mobility issues or paralysis.
Cognitive injuries are generally considered to be the most expensive type of catastrophic injury. These injuries are generally the result of traumatic brain injuries which can permanently impact how a person thinks, speaks, feels, and moves.
What’s the Difference Between a Catastrophic Injury and a Personal Injury?
You may be asking yourself: what’s the difference between a catastrophic injury case and a personal case? The main difference is that catastrophic injuries are generally much more complicated due to the severity of the victim’s injuries, the extent of the victim’s damages, and the value of the claim.
The severity of victim’s injuries: Catastrophic injuries are incredibly severe, life-threatening injuries that not only require extensive medical care, but long-term rehabilitation as well. Because catastrophic injuries require so much present and future medical care, it’s more difficult to calculate appropriate compensation for the victim.
The extent of the victim’s damages: Catastrophic injuries generally cause complete disability, preventing the victim from ever going back to work. Meanwhile, many victims involved in personal injury claims have a higher chance of recovering and going back to their normal lives. Not only do catastrophic injury victims suffer intense physical pain, they’re more likely to suffer overwhelming mental anguish as well. Therefore, calculating the extent of the victim’s economic and non-economic damages is often more complicated.
The value of the claim: Catastrophic injury claims are generally much higher in value compared to personal injury claims because of the physical and mental suffering, the amount of lost wages, the loss of enjoyment of life, and more. Insurance companies are more motivated to dispute and refuse catastrophic injury claims as a result of the high claim value. Their purpose is to cut expenses as much as possible which can greatly burden the victims and families. However, an experienced catastrophic injury attorney can ensure that a victim receives the proper compensation.
Common Causes of Catastrophic Injuries in Illinois
Some of the most common causes of catastrophic injuries in Illinois include:
Car accidents are the most common cause of catastrophic injuries in Illinois. Vehicle accidents can be especially devastating at high speeds. Despite increasing litigation, a high number of car accidents are still caused by drinking and driving.
Car accidents are often responsible for:
Although most drivers pay careful attention to pedestrians and honor their space, unfortunately, there are still a considerable number of pedestrians that are struck by cars on a regular basis. As a result of many drivers’ inattentiveness and carelessness, pedestrians must deal with expensive catastrophic injuries.
Even though most areas have installed bike lanes, bikers are still killed in traffic accidents. Much like pedestrians, cyclists are relatively unprotected. Many bicyclists are thrown from their bikes during an accident, which increases the chance of them sustaining serious neurological injuries.
Semi-truck accidents tend to result in a higher number of catastrophic injuries than any other type of motor vehicle accidents. This is mostly contributed to their weight and size. Truck accidents often occur on highways and interstates and are frequently caused by driver fatigue or inexperience.
Unfortunately, a fun day on the lake can turn potentially deadly and can leave boaters with catastrophic injuries. Common causes of boat accidents include operating a boat while intoxicated, busy waterways, speeding, poor weather conditions, and much more. Boaters can suffer any kind of injury ranging from minor cuts and scrapes to amputations.
Slip and Fall Accidents
Unfortunately, slip and fall accidents can cause catastrophic injuries, especially if someone falls on their head or neck. A slip and fall accident can happen anywhere, however they’re more common in these situations:
Fires and Explosions
Catastrophic injuries from fires and explosions are common at plants, refineries, restaurants, construction sites, and more. Fires and explosions can cause full body burns, perforation injuries, abdominal hemorrhages, traumatic brain injuries, and so much more.
Generally, different types of violent crimes will result in different types of catastrophic injuries. A shooting can easily result in a traumatic brain injury while assault and battery can result in major soft tissue injuries or broken bones. No matter the injury, every victim of a violent crime deserves justice.
Compensation for Catastrophic Injuries
Victims of catastrophic injuries deserve enough compensation to cover both economic and non-economic damages.
Victims who have experienced monetary losses as a result of their accident can receive economic damages. Common examples of monetary losses as a result of a catastrophic injury include:
Meanwhile, non-economic damages are typically granted to victims who have experienced losses that can’t be measured with money. The most common types of non-economic damages include:
Why Do I Need a Catastrophic Injury Attorney?
As stated previously, insurance companies may refuse catastrophic injury claims as a result of the high claim value. Without an experienced attorney on your side, you or your loved one may not be able to receive the compensation they deserve. This is why it’s crucial to have a catastrophic injury attorney on your side.
Experienced catastrophic injury attorneys at Curcio Law who have collected millions of dollars in jury verdicts for people who have suffered catastrophic injuries. From car accidents to nursing home victims, we are committed to finding the best possible result. Our firm has the talent, knowledge, and resources to prepare a case for trial and successfully present it to a jury or negotiate a just settlement.
Contact a Catastrophic Injury Attorney at Curcio Law Today
If you or a loved one has suffered a catastrophic injury as a result of someone else’s careless, reckless, or intentional actions, a catastrophic injury attorney at Curcio Law Offices wants to fight for you. Call us today at 312-321-1111 to schedule a free consultation.